NEFL Monthly Market Report – October 2025

Table of Contents

Stop Scrolling! The NE Florida Housing Market is Changing, and You Won 't Believe Who's Buying! 🏡

The latest market review from the Northeast Florida Association of Realtors® (NEFAR) is out. As we near the end of the year, we see a picture of a market continuing to find its balance.

NE Florida Market Highlights

  • Median Sales Price: $294,900
    • Down 3.3% from September, up 0.1% increase year-over-year, a reflection of price stability.
  • Closed Sales: 2,707
    • Down 4.2% from last month, but up 0.7% compared to last year.
  • Pending Sales: 2,083
    • This is the sharpest change—down 24.7% from September and 18.5% from last year. This indicates fewer new contracts are being signed, a key signal of the market slowing its pace.
  • Active Inventory: 11,969
    • Supply is holding steady, up only 0.4% from September and down just 1.1% from last year.
  • Months of Supply: 4.4
    • Up slightly from 4.2 months in September. This figure signals a market moving toward balance between buyers and sellers, away from a strong seller’s market.

Market Review Stats

Inside the 2025 NAR Profile: Who’s Buying and Selling?

The Evolving Home Buyer: The National Association of Realtors® 2025 Profile of Home Buyers and Sellers gives us a glimpse into the changing landscape of homeownership across the country.

🔑 First-Time Buyers

  • Median Age: 40 years old
  • Median Down Payment: 10%. Matching the highest level recorded since 1989


💰 Top Sources for Down Payment

  1. Personal savings: (59%)
  2. Financial assets: (26%) (such as 401(k), stocks, or cryptocurrency)
  3. Gifts or loans from family and friends: (22%)


🏡 Repeat Buyers

  • Median Age: 62 years old
  • Median Down Payment: 23%
  • All-cash buyers: (30%)

 

👨‍👩‍👧‍👦 All Buyers

  • Median Age: 59 years old.
  • 24% have children under 18 living at home—an all-time low.
  • Multigenerational Home Purchases: 14% (down from 17% in 2024).


Top Reasons

  • Caring for aging parents (41%)
  • Cost savings (29%)
  • Adult children moving back home (27%)

 

📦 Sellers

  • Median Time in Home: 11 years—an all-time high.
  • Median Distance Moved: 30 miles (down from 35 miles last year).
  • Purchased a newer home: 50%
  • Purchased a larger home: 34%

Our local market remains steady. If you’re curious about how these trends affect your home’s value—or if you’re thinking about buying or selling—I’m happy to provide a personalized review!

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